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Is Cardiology a Good Career in 2026?

Diagnosing and treating heart disease — the leading cause of death worldwide.

Based on 180 approved physician salary reports + BLS employment projections

SalaryDr Career Intelligence

Based on 180 approved physician salary reports + BLS employment projections

0
/ 100
Very Good

Score Breakdown

Salary
0
Satisfaction
0
Demand
0
Would Choose Again
0
Work-Life Balance
0
Training ROI
0
AI Resilience
0

Demand score powered by BLS Employment Projections (2024-2034): 4.1% projected growth (as fast as average)

What the scores mean

Salary

Median $500K blends two populations -- noninvasive ($430K) and interventional ($700K) -- that should really be evaluated separately.

Satisfaction

High across the board; cardiologists genuinely love the clinical complexity, though call burden tempers enthusiasm.

Demand

BLS projects 5% growth, accelerated by an aging population with rising cardiovascular disease burden.

Choose Again

Around 82% would choose again -- one of the highest rates, reflecting strong alignment between expectations and reality.

Work-Life

Noninvasive offers reasonable hours; interventional requires accepting that your phone is never truly off.

Training ROI

Six-to-seven-year training pipeline is long, but $500K+ median makes per-year ROI competitive with shorter programs.

$623,000
Median Salary
3.9/5
Satisfaction
4.1%
10yr Growth
89%
Would Choose Again
›

Interventional vs noninvasive cardiology is a 2x salary gap -- interventionalists routinely earn $650K-$800K while noninvasive peers earn $400K-$500K, making subspecialty choice the single largest financial decision in the field.

›

Structural heart procedures (TAVR, MitraClip) are the new gold rush: interventionalists trained in structural programs command $100K+ premiums and are recruited nationally with signing bonuses exceeding $100K.

›

The call burden in interventional cardiology is extreme -- STEMI activation at 3 AM is not a scheduling problem, it's a defining feature of the job that never goes away.

Cardiology Compensation & Earnings

Cardiology Compensation

$623,000

$530,000 – $775,000(P25–P75)

SalaryDr Median · 180 approved reportsBLS National Mean: $432,490
See Full Cardiology Salary Data →

Cardiology Salary Progression

From medical school to senior attending — based on 180 approved salary reports

Training
10 years
Med School Debt
$200,000
Attending Salary
$621,500
Break-Even
~1 years
1
Medical School
4 years
-$200,000
2
Residency
3 years (IM residency)
$79,000/yr

38 submissions

3
Fellowship
3 years cardiology fellowship
$80,000/yr

26 submissions

4
Early Career
0-5 years experience
$530,000/yr

67 submissions

5
Mid-Career
6-15 years experience
$632,500/yr

94 submissions

6
Senior Attending
16+ years experience
$650,000/yr

19 submissions

+19% salary growth from early career ($530,000) to mid-career ($632,500)

Best States for Cardiologists (After Tax)

Interventional cardiologists in mid-sized cities (pop. 100K-500K) earn 20-30% more than academic-center peers -- volume without competition.

StateMedian SalaryAfter-Tax IncomeDemand Signal
Michigan$4,500,000(2)$4,308,750Moderate(500 jobs)
Oklahoma$1,600,000(2)$1,528,000Limited
Nebraska$1,380,000(2)$1,305,480Low(200 jobs)
North Carolina$1,100,890(2)$1,051,350Low(380 jobs)
Tennessee$1,000,000(2)$1,000,000Moderate(570 jobs)
Michigan$4,308,750
Gross: $4,500,000 (2)Moderate (500)
Oklahoma$1,528,000
Gross: $1,600,000 (2)Limited
Nebraska$1,305,480
Gross: $1,380,000 (2)Low (200)
North Carolina$1,051,350
Gross: $1,100,890 (2)Low (380)
Tennessee$1,000,000
Gross: $1,000,000 (2)Moderate (570)
See Cardiology salary by state →

Estimate Your Take-Home

Based on median Cardiology salary of $623K/yr

Select a state to see your estimated take-home pay

Full Take-Home Calculator

Take-Home Pay by State

How much a Cardiology physician actually keeps after federal, state, and FICA taxes

Highest Take-Home States

1
Alaska
Gross: $623,000 · 33.2% tax
$416,392
+$290,558/yr
2
Nevada
Gross: $623,000 · 33.2% tax
$416,392
+$290,558/yr
3
New Hampshire
Gross: $623,000 · 33.2% tax
$416,392
+$290,558/yr
4
South Dakota
Gross: $623,000 · 33.2% tax
$416,392
+$290,558/yr
5
Washington
Gross: $623,000 · 33.2% tax
$416,392
+$290,558/yr

Lowest Take-Home States

47
Texas
Gross: $168,780 · 25.4% tax
$125,834
−$290,558/yr
48
West Virginia
Gross: $276,750 · 32.8% tax
$185,906
−$230,486/yr
49
Rhode Island
Gross: $313,950 · 34.5% tax
$205,506
−$210,886/yr
50
New York
Gross: $381,320 · 38.0% tax
$236,381
−$180,011/yr
51
Michigan
Gross: $364,070 · 34.4% tax
$238,700
−$177,692/yr

Tax impact: A Cardiology physician keeps $290,558 more per year in Alaska vs. Texas — a 46.6% difference on gross income of $623,000.

Calculate your exact take-home pay →Need physician-specific tax planning? Talk to Doc Wealth

Assumes single filer, standard deduction, W-2 employment. State rates from Tax Foundation 2025. Gross salaries from BLS OEWS May 2024. FICA includes Social Security (6.2% up to $168,600) and Medicare (1.45% + 0.9% above $200K). Actual take-home varies with deductions, filing status, and local taxes.

Median: $623,000/yr
Cardiology Physician Salary (2026)

How does your compensation compare?

Benchmark yourself against 180 approved cardiology salary reports — add yours in 2 minutes and see your percentile instantly.

Benchmark My Salary

Career Lifestyle

Career Reality: By the Numbers

Real data from 180 Cardiology physician reports — not job board estimates.

⏱️+6% vs avg
53hrs
Avg Hours/Week
📟+48% vs avg
89%
Take Call
🌙
~5 days
all-physician avg
Avg Call Days/Mo
🏖️+46% vs avg
41 days
Avg PTO Days/Year
🤝
100%
Partnership Track
🌛
0%
Moonlighting

What Physicians Actually Say

Themes across 27 written answers from Cardiology physicians.

About the Career (13 answers)

Administrative Burden

31%

4 answers mention this

Lifestyle

15%

2 answers mention this

Procedural Work

8%

1 answer mention this

Intellectual Stimulation

8%

1 answer mention this

Variety & Diversity

8%

1 answer mention this

About the Lifestyle (14 answers)

Call Impact

36%

5 answers mention this

Family Time

21%

3 answers mention this

Exercise & Hobbies

14%

2 answers mention this

Good Work-Life Balance

7%

1 answer mention this

Predictable Schedule

7%

1 answer mention this

89% would choose cardiology again
Physician Satisfaction (2026)
Is Cardiology Worth It? →
Detailed ROI analysis, satisfaction deep-dive, and physician perspectives

Job Market & Future Outlook

Job Market Outlook

BLS Employment Projections (2024-2034) for Cardiology

4.1%projected growth
as fast as average
Cardiology4.1%
All occupations avg4%
19,400
practicing today
+800
new positions by 2034

Source: Bureau of Labor Statistics, Employment Projections 2024-2034. Includes wage/salary and self-employed physicians.

AI & Automation Impact

70/100 · High Resilience
150 FDA-cleared AI devices
20% of core tasks AI-compatible

Cardiology has the second-most FDA-cleared AI devices after radiology. Interventional cardiologists are protected by procedural skill; non-invasive cardiologists face the most change.

4.1% projected growth (2024-2034)
Cardiology Job Market — Bureau of Labor Statistics

Cardiology's two-tier reality: procedure volume determines everything

Cardiology is the clearest case study in how procedural volume determines physician compensation. A noninvasive cardiologist reading echocardiograms and managing heart failure earns a strong living ($400K-$500K) but operates in a fundamentally different economic model than an interventionalist whose catheterization lab cases each generate $3K-$8K in professional fees. The gap isn't about skill or intelligence -- it's about reimbursement structures that value procedures over cognitive medicine.

The training pipeline is among medicine's longest: three years of internal medicine residency plus three years of cardiology fellowship, with an optional fourth year for interventional training. That six-to-seven-year post-medical-school commitment means cardiologists don't reach attending salary until their mid-30s, making the opportunity cost enormous. The payoff, particularly for interventionalists, is compensation that ranks in medicine's top five.

Structural heart has created a new elite tier within interventional cardiology. TAVR volume has tripled since 2018, and the relatively small number of trained structural interventionalists has created a supply-demand imbalance that pushes compensation to $800K-$1M+ for high-volume operators. This is the closest thing to a "guaranteed rich" pathway in medicine -- if you can survive the training.

Training & Getting Started

6 years of post-medical-school training, with subspecialty fellowship options

Subspecialty Fellowships

Interventional CardiologyElectrophysiologyHeart Failure/TransplantStructural HeartCardiac ImagingPreventive Cardiology

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Compare all specialty career scores →

Explore Cardiology

Full Salary Data
Percentiles, trends, comparisons
Is It Worth It?
ROI analysis and satisfaction deep-dive
Practice Settings
Academic vs private vs employed
Salary Trends
Historical compensation changes
Best Cities
Top cities by salary and lifestyle
Salary Explorer
Compare all specialties side by side

For medical students

Considering Cardiology? Ask the class a year ahead.

SalaryDr Circle for medical students is a private, school-verified community for students in US and Puerto Rico MD/DO programs and the SGU MD program, where everyone posts under a username. Your school gets its own room, you can ask the class above you, and your school email unlocks every SalaryDr salary report free.

Join with your school emailFree. Your school email is never shown to anyone.

Take the Next Step in Your Cardiology Career

Real, physician-reported compensation data. Know your market value before your next contract negotiation.

See Real Cardiology SalariesCheck Your Market ValueSubmit Your Salary

Powered by SalaryDr Career Intelligence

Data sources: SalaryDr approved physician salary reports • BLS Occupational Employment Statistics (May 2024) • BLS Employment Projections (2024-2034)
Career Score methodology: salarydr.com/methodology

According to SalaryDr Career Intelligence data from 180 approved reports by Cardiologists (as of November 2026), the Physician Career Score for Cardiology is 72/100. Median total compensation is $623,000, career satisfaction is 3.9/5, and 89% would choose the specialty again. The BLS reports 19,400 practicing Cardiologists nationally with 4.1% projected growth (2024-2034).

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