Physician Take-Home Pay Calculator
Calculate your estimated take-home pay after taxes and deductions. Our calculator considers federal taxes, state taxes, FICA, retirement contributions, and other deductions to help you plan your net income.
2026 estimate for one W-2 wage earner, including the federal standard deduction. State estimates use 2026 brackets, updated September 18, before state deductions, exemptions, credits, or benefit recapture. Local taxes, state payroll taxes, itemized deductions, tax credits, and self-employment taxes are excluded. Actual pay and state rankings may differ. Sources: IRS, SSA, and state brackets, with enacted updates for Arkansas, Georgia, South Carolina, Utah, and West Virginia.
Your total annual salary before any deductions or taxes. Example: $250,000
Annual incentive pay, bonuses, or RVU-based compensation. Example: $50,000
Select your state of residence for state tax calculations
Your tax filing status affects your tax brackets and deductions
Traditional employee retirement contributions only; Roth contributions are not deductible. FICA still applies.
Annual pre-tax employer health-plan premiums; assumed exempt from income tax and FICA.
Other income-tax deductions. For this estimate, these do not reduce FICA wages.
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